Interest rates remain unbelievably low. If you bought a home a few years ago, compare your interest rate with today's rates. It might be time to refinance. Go to my website at www.mary.withwre.com and click the left column button to apply for a loan. It's worth 5 or 10 minutes out of your schedule to see how much money you can save.
http://www.zillow.com/blog/mortgage-rate-update-11182014-164649/